Even if you’re the safest of drivers, there is still always the unfortunate possibility of being involved in a car accident. Texas roadways can present you with a multitude of hazards. Unfortunately, one of the most common of these is other drivers who don’t always practice your same safety habits.
The frightening experience of a car accident can be one of the most stressful and chaotic times for anyone. Besides the immediate fears for your health, there may be concerns about vehicle damage, missing time at work, expensive medical bills, battles with insurance companies and even potential lawsuits. If you do end up in an unfortunate incident, there are certain steps to take in its immediate aftermath. Trying your best to remain calm given your unique circumstances can help you proceed through these following steps in a thorough manner:
- Evaluate yourself and your passengers for injuries.
- If possible, check to see if the crash injured any other individuals.
- Call 911 if there are any serious injuries, or call the police if no 911 call is made.
- Relocate your vehicle out of harm’s way if possible.
- Don’t leave the accident scene.
- Exchange names, phone numbers and insurance information with any others involved in the crash.
- Limit how much you discuss the accident with others so as not to place blame or admit guilt.
- Gather as much evidence from the scene as you can, including photos of the crash site and any vehicle damage.
Timing is of the essence
Timing can be critical for two other steps in the aftermath of your car accident. The first of these is seeking medical attention. Obviously, if you suffer major injuries, you will need to seek treatment for them immediately. However, even if your injuries are minor, it can still be extremely beneficial to have them evaluated as soon as possible. There are many instances when minor injuries in the first few days after a crash turn into something much more significant down the road.
The second step where timing comes into play is notifying your insurance company. Failure to do so in a timely manner could threaten your coverage, increase your rates and lower your odds of ultimately filing a successful claim. Fortunately, there are professional resources readily available to you to guide you through this stressful and trying process while also increasing your odds of receiving the maximum amount of compensation to which you are entitled.