No one on the Texas roadways is immune from potentially being involved in a car accident. Though you may rarely exceed the speed limit, always check your blind spots, never drive while distracted and make sure that you feel rested before getting behind the wheel, you could still end up in a collision because of another driver who did not take those precautions.
When another person causes a crash that results in your suffering injuries, a complex situation could ensue. You will need medical treatment along with assessing the damage to your vehicle and dealing with insurance companies, among other things. Even though the other driver caused the accident, you may need to make sure that he or she follows through with necessary reports.
Should you trust the other driver?
It is the responsibility of the other driver to report the incident to his or her insurance company after causing a crash. Of course, causing an accident can cause insurance rates to increase and put that driver in a position of facing other difficulties. As a result, that person may not immediately report the crash or may try to avoid reporting it at all. Because of this possibility, it is wise to double-check that the driver has reported it.
Obtain important information
After being involved in a serious crash and suffering injuries, you will undoubtedly not have the ability to take photographs of the scene, talk to witnesses or even get the other driver’s information immediately. However, when such accidents occur, police officers typically come to the scene and will file a police report regarding the incident. Obtaining a copy of this report could provide you with the information you need.
It is important to note that even if the police report has the other driver listed as the person considered at fault, the insurance company will likely conduct its own investigation and come to an independent conclusion of fault. This could mean that the insurer’s information differs from the police report, which could make your case more complicated when it comes to making a claim and receiving compensation.
Fighting for what you deserve
Unfortunately, not all insurance companies act in good faith or want to provide an appropriate payout to claimants. If you believe that the situation is not being handled as it should be, you should remember that you may have reason to take legal action against the driver considered at fault. A personal injury claim could allow you to seek needed compensation for your medical bills, pain and suffering, and other damages stemming from the crash.